9 Surprising Ways Insurance Agents Impact Their Client/Members' Lives

May 04, 2021

There’s a lot more to insurance than meets the eye. While most people understand the importance of insurance on an intellectual level, not everyone knows the many ways that insurance can impact a life. Discover the surprising ways becoming a Farm Bureau agent may be a good fit for your desire to embark on a career that positively affects the people around you. Here is what an agent can do:

1.   Protect Against Identity Theft

Identity theft is one of the fastest growing crimes in the United States and, for several years, it has topped the Federal Trade Commission’s list of consumer complaints. As a Farm Bureau agent, your comprehensive suite of products and services includes affordable identity theft protection, which, if targeted, can help your client/members through quick detection and rapid response. And, if the worst should occur, you’ll be able to connect them with experienced fraud specialists who will work on their behalf to resolve the situation so they don’t have to confront it alone.

2.   Ensure a Smooth Business Succession Planning Process

The future planning needs for business owners are many: succession planning being one of the top priorities. Who will take over the family business when the founder is no longer able to run it? It’s the question you will help your client/members answer when you help them customize a business succession strategy that fits the needs of everyone involved. You’ll help to streamline the transition to a new generation, so they can focus on what really matters: successfully handing off the baton.

3.   Keep Business Owners in Business

To a business owner, owning a business is more than a source of income — it’s a dream come true. Business insurance protects that dream. By sheltering companies from the uncertainties of life through customized coverage, you’ll keep businesses that truly matter to the economic health, well-being and charm of your community in business — no matter what life throws their way.

4.   Help Community Members Retire Comfortably

Retirement is the beginning of an exciting new chapter in life. It’s your job to help make those years as enjoyable as possible by helping client/members understand their retirement funding options now, so they can achieve their retirement goals later.

5.   Benefit Charities

Life insurance can be a great tool for increasing charitable giving in your community. You can give client/members the opportunity to make a larger gift than otherwise possible by helping them designate their favorite charities as a beneficiary on their life insurance policies.

6.   Help Feed Families — All Over the World

As the No. 1 ag insurer in our territory, becoming a Farm Bureau agent means you are able to tailor a protection program to meet the local farm or ranch risk management needs that are necessary to keep crops and livestock alive and healthy, and food on the table for millions of people around the world.

7.   Build Safer Drivers

Distracted driving leads to car accidents, injured pedestrians and damaged property, and with new teen drivers taking to the road each day, there is always a need for safe driving education. By encouraging your client/members (who are under the age of 25) to complete the Farm Bureau Driveology® program, you’ll help build safer drivers in your community while saving them money on car insurance, too.

8.   Help Others Leave a Legacy

Passing on a legacy to the next generation is just as important to you as it is to your client/members. How can you help your community fund the future and fuel dreams? There are many opportunities for your client/members to leave a lasting legacy through life insurance in addition to providing for their spouse, family and other heirs.

9.   Build Up Cash Value for Milestones or Emergencies

Do your client/members need help paying college tuition? To make a down payment on a home? Or to come up with a quick source of cash in an emergency? Whatever the reason, there are a number of ways you can help them tap the cash value you’ve helped them build up on a permanent policy.

Who Can You Impact?

Few small business opportunities are more fulfilling — or more impactful — than building a business with Farm Bureau Financial Services as an insurance agent. Who or what will you impact when you become an agent? Find the answer by connecting with a agency manager today.