September is Life Insurance Awareness Month
September 4, 2014
A successful Farm Bureau candidate is someone who is committed to building relationships and helping others protect what matters most. When you sell Farm Bureau insurance, you are planning for more than just the “what if.” In celebration of Life Insurance Awareness Month, consider how starting a rewarding career in insurance sales can help your client/members and their loved ones meet important short- and long-term financial goals.
Personalized Strategies That Impact
Selling life insurance can be a deeply personal process, and it’s also one that can be highly fulfilling. Becoming a Farm Bureau insurance agent means you have the opportunity to take an active role in helping facilitate important financial discussions. We provide our agents with an extensive network of training and resources to connect with clients, ask the right questions and tailor life insurance products to best meet their needs. By offering some of the best products and customized services in the industry, you’ll be backed with support to leverage your sales skills into a small business opportunity which truly impacts the lives within your community.
Peace of Mind for the Whole Family
Farm Bureau agents understand that having life insurance is a fundamental step in creating a sound financial strategy for the entire family. Pairing the right life insurance package with the unique life goals of your clients allows them to continue to meet the financial needs of their families, even after death cuts earnings short. Life insurance is an essential asset to own because many plans deliver the following advantages:
- Provides income while a surviving family is reconciling with grief, getting back on their feet, finding other sources of family income and adjusting to new income level.
- Supports survivors with the funds to achieve specific goals the insured may have planned for his or her family, such as supporting a child’s college tuition or putting a down payment on a house.
- Ensures survivors aren’t set back financially by medical or funeral expenses of the deceased; proceeds help cover these final expenses.
- Helps cover the cost of personal debt of the deceased and avoids having loved ones pay potential taxes on life insurance death benefits.
Depending on the life insurance policy sold, you may be able to help families use some of the money in their cash value account to fund college, supplement retirement income, purchase a home or pay other expenses. You’ll feel good knowing that our life insurance products offer guarantees, flexibility and tax advantages for your clients.
Myth Busting to Change Lives!
Life insurance is something almost every person needs, regardless of life stage, and not having it when it’s needed can be devastating for entire families. As a Farm Bureau insurance agent, you are given the unique opportunity to mold your community’s perception of what it means to protect those that matter most. Here are some of the most common myths and misunderstandings that you will help bust to truly change the lives of your community members:
Myth: Life insurance is too expensive.
Up to 85% of Americans overestimate the actual cost of life insurance, but there are many options from which to choose. A $250,000 20-year level term policy for a healthy 30-year old costs about $12.50 a month. It’s a small price to pay for peace of mind.
Myth: Only families with young children need life insurance.
Life insurance can be the foundation of your financial future for all types of families and businesses. Even for individuals who are single or married without children, life insurance can safeguard future dependents, elderly parents who need caretaking or siblings with special needs.
Myth: Life insurance isn’t important for stay-at-home parents.
Don’t underestimate the importance of a stay-at-home parent; the value they add to the financial stability of the family is substantial. If the person responsible for childcare and general household management is no longer in the picture, resources are needed to cover those bases and keep the family grounded and focused on more important things.
Myth: The young and healthy don’t benefit from life insurance.
Help young and healthy community members secure coverage at lower rates. In addition to cost savings, having life insurance at a young age ensure coverage – and financial security – for the long haul.
Selling Farm Bureau life insurance is more than just another sales job; it’s about putting individuals and families back into the driver’s seat of their finances should anything happen to a loved one. Interested in exploring a career opportunity built on protecting the well-being of those around you? Click the ‘Get Started’ button to submit your application today.