September is Life Insurance Awareness Month
September 1, 2020
A successful Farm Bureau candidate is someone who is committed to building relationships and helping others protect what matters to them most. When you sell Farm Bureau insurance, you are planning for more than just the “what ifs” in life. You are helping client/members and their loved ones meet important short- and long-term financial goals.
September is Life Insurance Awareness Month. If you’re thinking about starting a business as an insurance agent, now’s the perfect time to learn more about the power life insurance can have in your community.
Make a Real Impact
Selling life insurance can be a deeply personal process, and it’s also one that can be highly fulfilling. Becoming a Farm Bureau insurance agent means you have the opportunity to take an active role in helping facilitate important and often life-changing financial discussions.
We provide our agents with an extensive network of training and resources so they can connect with clients, know the right questions to ask and tailor life insurance products to best meet their needs. You’ll have the services and support to leverage your sales skills into a small business opportunity that can greatly impact people within your community.
Offer Peace of Mind for the Whole Family
Farm Bureau agents understand that having life insurance is a fundamental step toward creating a sound financial strategy for the entire family. Pairing the right life insurance package with the unique goals of your clients allows them to continue to meet the financial needs of their families, even after death cuts earnings short.
Life insurance offers the following advantages:
- Provides income while a surviving family is grieving, getting back on their feet, finding other sources of income and adjusting to a new income level.
- Supports survivors with the funds to achieve specific goals the insured may have planned for, such as contributing to a child’s college tuition or putting a down payment on a house.
- Ensures survivors aren’t set back financially by medical or funeral expenses of the deceased by helping to cover these costs.
- Helps cover the cost of any personal debt of the deceased and prevents loved ones from having to pay potential taxes on life insurance death benefits.
Depending on the policy, you may be able to help families use some of the money in their cash value account to fund college, supplement retirement income, purchase a home or pay other expenses. You’ll feel good knowing that our top-of-the-line life insurance products offer guarantees, flexibility and tax advantages for your clients.
Bust Common Myths to Change Lives
Life insurance is something almost every person needs, regardless of what stage of life they’re in, and not having it when it’s needed can be devastating for families. As a Farm Bureau insurance agent, you have the opportunity to mold your community’s perception of what it means to financially protect their loved ones. Here are some of the most common myths and misunderstandings about life insurance that you can help bust to improve the lives of your community members:
Myth: Life insurance is too expensive.
More than half of Americans overestimate life insurance at three times the actual cost, but there are many options from which to choose. A $500,000 20-year level term policy for a healthy 30-year old male costs about $26.00 a month. It’s a small price to pay for peace of mind.
Myth: Only families with young children need life insurance.
Life insurance can be the foundation of the financial future for all types of families and businesses. Even for individuals who are single or married without children, life insurance can safeguard future dependents, elderly parents who need caretaking or siblings with special needs.
Myth: Life insurance isn’t important for stay-at-home parents.
Don’t underestimate the importance of a stay-at-home parent; the value they add to the financial stability of the family is unquantifiable. If the person responsible for childcare and general household management is no longer in the picture, resources are needed to cover those bases and keep the family grounded and cared for.
Myth: The young and healthy don’t benefit from life insurance.
Young and healthy community members can secure coverage at lower rates. In addition to cost savings, having life insurance at an early age ensures coverage — and financial security — for the long haul.
Protect Your Community
Selling Farm Bureau life insurance is more than just another sales job; it’s about putting individuals and families back into the financial driver’s seat should anything happen to a loved one. Interested in exploring an opportunity built on protecting the well-being of those around you? Submit your application to become a Farm Bureau insurance agent today.